Sunday, November 20, 2022

Delta American Express Gold Benefits

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Get A Free Checked Bag For Up To Nine Travelers

Delta SkyMiles Gold Credit Card | American Express Gold

When flying, cardholders receive a free checked bag on Delta flights even if you buy a restrictive basic economy ticket, you can still enjoy priority boarding and a free bag.

With this perk, you can recoup the cost of the annual fee after just a few trips. Lets say you fly solo and check a bag. After two roundtrips , you will recoup the cost of the annual fee.

The real kicker is that you can use this bag fee waiver for up to eight companions traveling on the same reservation. Just one big family trip with lots of checked bags could cost hundreds of dollars in bag fees. Not so with this card. Terms apply.

Best For Practical Travel Benefits: Delta Skymiles Gold American Express Card

The Delta SkyMiles® Gold American Express Card is better for the casual Delta flyer, who appreciates the practical travel perks of a free checked bag, a solid welcome offer and priority boarding on Delta, but doesnt want to pay a higher annual fee for extra benefits.

The Delta SkyMiles® Platinum American Express Card, on the other hand, requires a higher annual fee, but comes with solid benefits for frequent Delta fliers. It also offers more points per dollar for a variety of spending categories, making this a better card for day-to-day spending. If you fly Delta often, you may want to consider an upgrade from American Express Delta Gold to Platinum.

With each SkyMiles point worth around 1.3 cents each, the bonus miles alone between the two cards compensate for the difference in annual fees, assuming you reach the minimum spending requirement. The Delta SkyMiles® Platinum American Express Card charges a $250 annual fee and the Delta SkyMiles® Gold American Express Card charges a $0 introductory annual fee for the first year, then $99.

While it’s hard to put a precise value on MQMs, 20,000 MQMs is about 80% of the MQMs needed to move from Silver to Gold Medallion status or Gold to Platinum Medallion status with Delta.

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here.

What Credit Score Is Needed For The Delta Skymiles Gold American Express Card

American Express states that in order to get the Delta SkyMiles® Gold American Express Card, you need to have a Good to Excellent credit score. That means that generally speaking, your credit score should fall between the ranges of 670 and 850.

There will of course be exceptions to this rule, but by and large, if your credit score is below 650, you likely won’t be approved.

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Delta Skymiles Blue American Express Card

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

If you’re only flying once or twice a year, the Delta SkyMiles® Blue American Express Card is probably your best bet. You won’t be responsible for an annual fee and you’ll still get some modest rewards when you use it to book future Delta flights.

The Delta SkyMiles Blue has similar rewards and perks to the Gold, with 2x miles on restaurants and Delta purchases and 20% back on eligible Delta in-flight purchases. The welcome offer is smaller, however, and the Blue doesn’t have an annual fee. You also won’t get that first checked bag for free.

The difference in welcome offers is substantial , but if you don’t fly Delta frequently enough to warrant the annual fee, the Blue may be your best bet.

Delta Skymiles Platinum Business American Express Card

Goldhealth: Amex Delta Gold Card Sky Club

If you want to enjoy discounted access to the Delta Sky Club, the Delta SkyMiles® Platinum Business American Express Card is an excellent alternative. This small business credit card allows you to receive a reduced fee of $39 per Delta Sky Club visit. You can also receive a companion certificate for a domestic main cabin round trip each year upon renewal of your card. All these were used as a basis to include this card as one of our top choices this year for both best business credit cards for travel and best business cards for miles

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Delta Skymiles Gold American Express Card

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are authors alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

70,000

Bonus Miles

after you spend $2,000 in purchases on your new Card in your first 3 months. Limited time offer ends 8/3/2022.

Annual Fee:$99$0 introductory annual fee for your first year, then $99.

Earn 2x miles on Delta purchases

Free First Checked Bag

Delta SkyMiles® Gold American Express Card members and up to eight companions on the same reservation receive a free first checked bag. Because Delta normally charges $30 each way for the first checked bag, this perk can be worth much more than the annual fee even if you only fly Delta a couple of times a year.

Families, in particular, can get a huge value four people with a checked bag each on a round-trip itinerary would normally incur fees of $240 for their luggage.

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$0 Introductory Annual Fee

The card has a $0 introductory annual fee. After that, it’s just $99 each year .

But even in year two and beyond, you can easily come out ahead on that annual fee if you check a bag on at least two round-trip flights a year. Since each bag costs $30 each way, that’s $120 total in savings more than zeroing out the card’s $99 annual fee. If you’re flying to Europe, the cost of checking a bag jumps to $60 each way, meaning one round-trip will more than cover the cost.

Earning Miles With Gold Delta Amex Card

Delta Gold SkyMiles Credit Card Benefits Worth it ? (American Express)

The Gold Delta SkyMiles Credit Card offers:

  • 2x SkyMiles for purchases directly with Delta, including for flights, Delta Sky Club memberships, seat upgrades, and more
  • 2x SkyMiles at restaurants globally
  • 2x SkyMiles at U.S. supermarkets
  • 1x SkyMiles on all other purchases

While its nice that the card has some bonus categories, I dont find the bonuses to be particularly compelling. There are still better cards out there for airfare purchases, restaurant purchases, and grocery store purchases.

No Foreign Transaction Fees

If you are going to put spending on the card, the good news is that there are no foreign transaction fees with the Gold Delta Amex, so you can use the card abroad without paying those high fees.

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American Express Delta Skymiles Gold Card At A Glance

Make the most of American Express Delta SkyMiles Gold Card benefits by practicing good financial habits. You can use it for your everyday purchases at restaurants and supermarkets to earn double miles. This credit card is also good for international travel since it does not have foreign transaction fees.

  • American Express Delta SkyMiles Gold Card

    A great credit card for individuals looking for basic travel perks and more opportunities to earn miles

  • 12 Miles per $1Rewards Rate
  • 2xRewards Rate on Air Travel
  • 2xRewards Rate on Dining

What are the pros and cons?

Pros

  • Up to 20% savings on in-flight purchases

Cons

  • Annual fee of $99 after the first year
  • No luxury travel benefits
  • Earn double miles at supermarkets and restaurants and on direct Delta purchases
  • Pay part or all of your ticket costs using miles
  • Global Assist Hotline
  • Purchase protection against theft or accidental damage
  • Extended warranty of one additional year
  • Dispute resolution for fraudulent or incorrect charges

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

Which Cards Compete With The Delta Gold Amex

If getting your first checked bag free and priority boarding when flying Delta are your main concerns, the Delta Gold Amex is probably going to be your best bet.

However, if youre more concerned about earning Delta SkyMiles, getting lounge access when flying Delta or snagging elite status with Delta, other cards may be a better fit.

As youll see, depending on your goals, you may be better off with a different Delta credit card or an American Express Membership Rewards card.

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Delta Skymiles Gold Business American Express Card Fees

  • Introductory APR: None

Penalty APR will only be applied to cardholders who have done one of the following conditions:

  • Made two or more late payments within the 12-month period
  • Didnt pay the minimum payment due by the closing date of the billing period
  • Made a returned payment
  • The paying interest for the Delta SkyMiles® Gold Business American Express Card is 25 days after the close of every billing period.

    What About Deltas No Annual Fee Card

    American Express Delta Gold Card Benefits : Delta Skymiles Gold Amex ...

    The Delta SkyMiles® Blue American Express Card has no annual fee , and offers the following benefits:

    • The card earns 2x SkyMiles on Delta purchases and at restaurants worldwide
    • The card offers 20% back on inflight purchases
    • The card has no foreign transaction fees
    • The card gives you access to Deltas Pay With Miles feature

    Beyond that, though, there are limited perks. If youd get value out of a first checked bag free or priority boarding, then youre much better off getting one of Deltas cards with an annual fee.

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    Delta Skymiles Gold American Express Card Vs Delta Skymiles Platinum American Express Card

    The Delta SkyMiles Platinum American Express Card is a great airline card for Delta flyers that fly a bit more frequently, may be getting close to earning Delta SkyMiles Medallion status and also fly with a friend or partner regularly.

    This card comes with great benefits, including:

    • Valuable welcome offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new card in your first 3 months. Offer ends 8/3/2022.
    • Broad spending categories: You can earn 3X points for every dollar spent on eligible purchases made directly with Delta Air Lines and purchases made directly with hotels. You can earn 2X points for every dollar spent on dining and at U.S. supermarkets. All other purchases can earn 1X point for every dollar spent.
    • Companion pass: When you renew your card, you will be awarded a companion pass. This is essentially a “buy-one-get-one free” round-trip ticket for you and a travel buddy. It is good for a main cabin ticket on a domestic flight within the continental U.S. .
    • First checked bag is free for you and up to eight people on the same reservation

    The Delta SkyMiles Blue American Express Card is a simple airline card with few frills.

    You will earn 2X points for every dollar spent on restaurants worldwide and purchases made directly with Delta. All other purchases will earn 1X for every dollar.

    The card comes with a modest welcome offer: Earn 10,000 Delta SkyMiles after spending $500 in the first three months of card membership.

    What Credit Score Do You Need For The Amex Delta Gold Card

    To qualify for the Delta SkyMiles® Gold American Express Card, you’ll typically need a to excellent range. This means a FICO score of at least 670, or a VantageScore of at least 700.

    If your score isn’t quite there yet, read our guides to improving your credit score and how using credit cards can help boost your score.

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    Advantages Of The Delta Skymiles Gold Credit Card

    Nothing squashes the buzz of an exciting trip quite like having to fork out $30 each way to check a bag. On a single round trip, thats $60 per person. That means having the Delta SkyMiles Gold credit card saves you $120 on two round trips a year or just one round trip with a companion, which is already more than the cards annual fee.

    Better still, the free checked bag perk isnt tied directly to the card. Instead, its associated with your Delta SkyMiles number, which means that even flights booked with a different credit card are eligible. Thats an important consideration if you hold a card like the Chase Sapphire Reserve®, which earns 3 points per dollar on all travel purchases or even 5 total points on air travel purchased through Ultimate Rewards , compared to 2 miles per dollar on the Delta Gold card.

    Other advantages of the Delta SkyMiles Gold card include a statement credit of 20% back on eligible Delta in-flight purchases, such as food, beverages, audio headsets and more, Main Cabin 1 priority boarding, no foreign transaction fees and car rental loss and damage insurance**.

    Plus, if you plan to spend $10,000 or more on the card in a calendar year, youll have a $100 Delta flight credit to look forward to as well. While $10,000 may sound like a lot of money to spend on a credit card, its actually only $834 a month.

    Delta Sky Club & Amex Centurion Lounge Access

    Which AMEX Delta Skymiles Card is Better, Gold or Platinum?

    Having airport lounge access before your next flight can be a total airport experience game-changer. But only a few of the Delta SkyMiles credit cards will open the doors to the Delta Sky Club and even the American Express Centurion Lounges.

    The Delta Sky Club in Austin

    First, if you hold the Delta SkyMiles® Platinum American Express Card, you’ll be able to buy your way into the Delta Sky Club for $39 each visit as long as you are flying with Delta that day. You’ll also be able to purchase access for up to two guests for another $39 each.

    Want free access each time? You’ll want to hold the Delta SkyMiles® Reserve American Express Card, which includes free Delta Sky Club access. But once again, you have to be flying with Delta that day.

    In addition to your own free pass into the Sky Club, Reserve cardholders receive two free guest passes to the Delta Sky Club each year. That means guests can come with you into the Sky Club for free. After that, you can pay $39 per guest to bring up to two guests into the Sky Club at a time.

    Delta’s top-tier Reserve card can also get you into the incredible American Express Centurion Lounge. But theres a hitch: You have to be flying Delta that day, and you must have paid for your ticket with your Reserve card.

    Cardholders of the Delta SkyMiles® Gold American Express Card used to be able to purchase Sky Club access. Unfortunately, Delta eliminated this card benefit in early 2020.

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    Compare The Delta Skymiles Gold And Platinum Cards

    • Terms Apply.
    • See Rates & Fees

    The Delta SkyMiles® Gold American Express Card is best for the occasional or casual Delta flyer. It comes with an annual fee of $0 intro for the first year, then $99, and a hefty welcome bonus offer of 70,000 bonus miles after you spend $2,000 in purchases on your new card in your first 3 months .

    If you spend at least $10,000 in purchases on the Delta SkyMiles® Gold American Express Card in a calendar year, you’ll get a $100 Delta flight credit, which can help offset the annual fee. The card earns 2x miles at U.S. supermarkets and at restaurants worldwide, 2x miles on Delta purchases, and 1 mile per dollar on all other eligible purchases. You can find out more in our Delta SkyMiles Gold American Express Card review.

    While there are compelling reasons to get the Delta SkyMiles® Gold American Express Card for its welcome bonus offer and ongoing benefits, keep in mind that several cards offer better bonuses on spending at restaurants and US supermarkets, and there are also plenty of cards including the Chase Sapphire Preferred® Card that offer bonus rewards on travel, including airfare.

    Delta SkyMiles are worth, on average, 1.1 cents each based on Insider’s points and miles valuations but the exact value you’ll receive depends on how and where you redeem your miles.

    New Delta SkyMiles® Reserve American Express Card cardholders can earn 100,000 bonus miles after you spend $5,000 in purchases on your new card in your first 3 months .

    Best Delta Credit Card Offer: Delta Skymiles Gold American Express Card Vs Delta Skymiles Platinum American Express Card Vs Delta Skymiles Reserve American Express Card

    Delta SkyMiles® Gold American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Reserve American Express Card
    Welcome offer Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022. Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022. Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
    Earning rates Earn 2X Miles on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases. Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.
    Annual fee

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