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Delta Skymiles Gold American Express Card Review

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What Are The Main Differences Between The Delta Skymiles Gold Amex And The Delta Skymiles Platinum Amex Cards

Which AMEX Delta Skymiles Card is Better, Gold or Platinum?

The Delta SkyMiles® Platinum American Express Card offers several additional benefits over the Delta SkyMiles Gold Amex card.

Despite having a higher annual fee of $250, it offers a larger welcome bonus and a free companion certificate each year you renew the card. And if earning elite status is important to you, Delta SkyMiles Platinum cardholders can earn bonus Medallion Qualification Miles after making a certain amount of eligible purchases during a calendar year.

Advantages Of The Delta Skymiles Gold Credit Card

Nothing squashes the buzz of an exciting trip quite like having to fork out $30 each way to check a bag. On a single round trip, thats $60 per person. That means having the Delta SkyMiles Gold credit card saves you $120 on two round trips a year or just one round trip with a companion, which is already more than the cards annual fee.

Better still, the free checked bag perk isnt tied directly to the card. Instead, its associated with your Delta SkyMiles number, which means that even flights booked with a different credit card are eligible. Thats an important consideration if you hold a card like the Chase Sapphire Reserve®, which earns 3 points per dollar on all travel purchases or even 5 total points on air travel purchased through Ultimate Rewards , compared to 2 miles per dollar on the Delta Gold card.

Other advantages of the Delta SkyMiles Gold card include a statement credit of 20% back on eligible Delta in-flight purchases, such as food, beverages, audio headsets and more, Main Cabin 1 priority boarding, no foreign transaction fees and car rental loss and damage insurance**.

Plus, if you plan to spend $10,000 or more on the card in a calendar year, youll have a $100 Delta flight credit to look forward to as well. While $10,000 may sound like a lot of money to spend on a credit card, its actually only $834 a month.

How Do I Get A Retention Offer For The Delta Skymiles Gold American Express Card

If your annual fee becomes due on the Delta SkyMiles® Gold American Express Card, you can always ask American Express to waive it . Call the number on the back of your credit card to inquire.

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here

For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here

For rates and fees of American Express® Gold Card, please click here

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site . ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

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How Delta Skymiles Gold American Express Card Compares To Other Cards

Generally, the Delta SkyMiles Gold Card can compete with other cards in its category. It offers many opportunities to earn miles, along with basic travel perks, an affordable annual fee and no foreign transaction fee. However, it is important to shop around and compare features to ensure you are getting the best credit card based on your finances and needs.

In-Depth Credit Card Comparisons:
  • Foreign Transaction Fee: 0%
  • Regular APR on Purchases: 16.49%23.49%
  • Welcome Bonus: Up to 30,000 bonus miles
  • Best For: United travelers looking for a no-annual-fee rewards card

Is The Delta Skymiles Gold American Express Card Right For You

The Gold Delta SkyMiles® Credit Card from American Express Review

This card isnt the right match if youre looking for lounge access, a pathway to elite status or cards without annual fees. But if you want to earn miles with Delta and can make good use of the cards priority boarding or free checked bags perks, its a valuable choice.

To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page.To view rates and fees of the Delta SkyMiles® Gold American Express Card, see this page.To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page.To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page.

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Why You Might Want The Delta Skymiles Gold American Express Card

A welcome offer, plus a bonus for big spending

The Delta SkyMiles® Gold American Express Card starts off with a welcome offer that could be enough to cover your next flight: Earn 65,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months. Offer ends 11/9/2022. Terms Apply.

Youll also get an extra $100 Delta flight credit after spending $10,000 in a calendar year. Terms apply. If youre using this card for big travel purchases or everyday spending, that could be a relatively easy bar to clear.

Good ongoing rewards

The Delta SkyMiles® Gold American Express Card earns 2 miles per dollar spent at restaurants worldwide and U.S. supermarkets, in addition to the 2 miles per dollar spent on Delta purchases. Terms apply. This gives you a reason to use the card for more than just airfare and free checked bags.

Free checked bags

Instead of just offering a first free checked bag for one or two travelers on your itinerary, the Delta SkyMiles® Gold American Express Card gives you baggage waivers on the first checked bag for up to nine people on your reservation. That’s enough waivers to cover the whole family from “The Brady Bunch,” including Alice.

» MORE:Airline credit cards that offer free checked bags

Priority boarding

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Delta Skymiles Gold Card Frequently Asked Questions

Amex has a one bonus, per card, per lifetime rule across all of its products, including the Delta SkyMiles credit cards. That means if you’ve already earned the bonus on the Delta SkyMiles® Gold American Express Card, you won’t be eligible to earn it again.

However, each Delta card is considered a different product, so if you’ve had other Delta cards, like the Delta SkyMiles® Gold Business American Express Card or Delta SkyMiles® Platinum American Express Card, you could still qualify for the Delta SkyMiles® Gold American Express Card.

To be eligible for the Delta SkyMiles® Gold American Express Card, you’ll typically need a to excellent range, which means a FICO score of at least 670.

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Other Considerations For Delta Skymiles Gold American Express Card

There are many factors to consider when choosing a credit card. One of these is how you will use it in the future. There are different drawbacks and advantages of using the Delta SkyMiles Gold Card as your first and only card compared to using it as an additional credit card.

Things to Consider if This Will Be Your First or Only Credit Card

If you are thinking of using the Delta SkyMiles Gold Card as your first or only card, consider the purchases you will be making. You can use it at restaurants and U.S. supermarkets to earn double miles. However, it has a high APR. You can make this card work well for you if you can pay your bills in full monthly. Another option is to not use it for big purchases if you cant pay it off regularly. If you travel, you can use this for international purchases without worrying about foreign transaction fees. You can also save money as it offers a free checked bag for each flight.

Things to Consider if This Will Be an Additional Card in Your Wallet

MoneyGeeks methodology and review process includes the collection of information from the Consumer Finance Protection Bureaus database and the credit card companies to ensure accuracy of data. In evaluating each company, standardized points based on fees, bonuses and rewards are used. The process is done regularly to reflect the changes in credit card details and offers.

American Express Mobile App

Delta SkyMiles GOLD Card Review 2022!

You can also use the American Express® app. Its user-friendly, has an intuitive design and interface, and is available for both iOS and Android devices.

After you have installed the app and logged in, youll be able to manage and modify your card account online. Through the account, youll access credit card statements and promotional offers, make payments, and keep track of your account activity online, whether on your smartphone or computer.

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Is The Delta Skymiles Gold American Express Card Worth It

The Delta SkyMiles® Gold American Express Card could be well worth its annual fee if you fly with Delta even once a year.

After all, this card comes with a free checked bag on Delta flights for the cardholder and up to eight guests on the same reservation. If you are a family of four traveling, this benefit can be worth up to $240 for a round-trip flight.

When you consider the generous welcome offer and the fact you earn 2x miles on U.S supermarket purchases and dining in addition to Delta purchases, this card can make sense for almost anyone who flies with the airline.

Still Not Sure About This Card Consider These Options

Frequent travelers who think basic flight perks are enough and are more concerned about earning miles may find the Delta SkyMiles Gold Card a great option. However, other users may have other priorities when choosing the best credit card. Other types of credit cards, such as cash back cards, offer more rewards for consistent use. If you plan on using the credit card for your business, then a business credit card is more suitable for you.

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Rewards And Welcome Offer

The Delta SkyMiles Gold is a good introduction to airline cards and their unique rewards structure. Airline card rewards are brand-specific and a lot of the real value comes from incentives such as free checked bags, flight credits or in-flight discounts.

That’s why we don’t generally recommend using an airline co-branded credit card as your go-to for most spending. Usually a comparable card will get you a better rewards rate, and in a currency that’s more flexible . Delta’s frequent flyers will be able to derive enough value in many cases, though.

As a travel rewards credit card, the Delta SkyMiles Gold’s rewards structure doesn’t stack up well against the competition. You’ll earn 2x Delta SkyMiles at restaurants , 2x miles at U.S. supermarkets, 2x miles on Delta purchases, and 1x miles on all other eligible purchases. Those rates are lower than you’d find with comparable cards like the Chase Sapphire Preferred® Card , which offers 5x points on travel booked through Chase and 3x points on dining.

The Delta SkyMiles Gold has a competitive but not spectacular welcome offer. Cardholders need to spend $2,000 in the first six months to earn 65,000 bonus miles . Though the payout is average, this welcome offer has a much lower spending threshold when compared to other airline card welcome offers.

Delta Skymiles Gold Business Cards Outstanding Benefits

Delta SkyMiles® Gold Business American Express Card Review
  • Main-cabin priority boarding
  • First checked bag is free
  • 20% in-flight savings on food, beverages, and audio headsets
  • Free employee cards

*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

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Our Take On The Delta Gold Skymiles American Express Card

Huge Delta fan or not, the Delta Gold Card is one of the best travel rewards credit cards that doesn’t charge an annual fee for the first year of card membership. In our mind, it’s one of the best co-branded airline credit cards, period.

It allows you to earn a big SkyMiles welcome bonus without paying anything out of pocket in your first year. It essentially lets you try it before you buy it.

Even if you decided to cancel your Delta Gold card before your second year of card membership, the bonus SkyMiles you earned would be yours to keep. They would not be clawed back once you closed the card.

Read more: What Happens to Your Points When You Close a Credit Card?

But one thing to consider with the Delta SkyMiles Gold card is that it isn’t necessarily the best option for your everyday spending. There are cards that are more rewarding for your everyday spending, like the non-Delta American Express® Gold Card.

Earning points that are not tied to one specific airline is typically a better idea in the long run. It helps keep your points diversified and they will simply lose value at a slower rate.

But if you want a card that will cover the cost of checked bags and allows you to earn a ton of Delta SkyMiles that won’t cost you anything out of pocket in year one, you simply won’t find a better option than the Delta SkyMiles® Gold American Express Card.

to learn more about the Delta SkyMiles Gold American Express Card.

Delta Skymiles Gold Card Welcome Bonus

After spending $2,000 in purchases within the first three months, youll receive 70,000 bonus miles. This is a generous welcome bonus, but it wont last long the offer expires on August 3, 2022.

Keep in mind that you can redeem the American Express welcome bonus only once. You are not eligible for another welcome bonus on this credit card if you already have received the bonus in the past or if you already have this Delta airlines card.

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Delta Gold Amex Welcome Bonus: 65000 Skymiles

For applications through November 9, 2022, the Gold Delta SkyMiles Amex has a welcome offer of 65,000 bonus SkyMiles after spending $2,000 within the first six months. I value SkyMiles at 1.1 cents each, so that bonus is worth ~$715, which is solid.

Card Eligibility

The welcome bonus on the card is once in a lifetime, so its not available to you if you currently have the card, or if youve had the card in the past. However, note that you can get each flavor of the Delta Amex card, so you are eligible for this card if youve had the Platinum or Reserve, or if youve had any of the business versions. You can read more about Amexs general application restrictions here.

Delta Skymiles Gold American Express Card Overview

Which AMEX Credit Card Is Better, The Delta SkyMiles Platinum or Amex Gold Card?

The Delta SkyMiles® Gold American Express Card provides valuable elite-like benefits at an affordable price point for casual Delta flyers. These benefits, which include a first checked bag free and priority boarding for you and up to eight travel companions on your reservation when flying Delta, can easily justify opening and keeping this card, especially for infrequent flyers looking to save on travel this holiday season. Card rating*:

*Card rating is based on the opinion of TPGs editors and is not influenced by the card issuer.

Although Delta and American Express field more-premium cobranded credit cards including the Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card the Delta SkyMiles Gold American Express Card is still probably the best option for the occasional Delta flyer. With a $0 introductory annual fee for the first year, then $99 after that , it still packs in a lot of perks.

Currently, the cards welcome bonus is a solid 65,000 bonus miles after you spend $2,000 in purchases on your new card in your first six months of card membership . This bonus is worth $916.50, based on TPGs most recent valuations, and can be a great way to offset some of the flight costs for your next trip.

Heres everything you need to know about the card and why it might be worth getting.

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Delta Skymiles Gold American Express Card Review : Generous Rewards For Delta Flyers

Last updated Oct. 14, 2022| By Robin Kavanagh

FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author’s own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Its no secret that rewards cards can offer great benefits to those who travel often, especially when you have a preferred airline. With the Delta SkyMiles® Gold American Express Card, fans of Delta Air Lines can earn some significant perks and travel savings that might make it a smart choice to add to their wallets.

In this Delta SkyMiles Gold card review, well look at what this card has to offer, who it will benefit the most, and other options worth considering before applying.

Great Welcome Offer and Continuing Rewards

Review: Is The Delta Skymiles Gold American Express Card The Best Credit Card For You

The card is currently offering a huge limited-time welcome bonus of 65,000 bonus miles after you spend $2,000 in purchases on your new card in your first 6 months from account opening . But this offer is only available for a short time, so if you’re interested, be sure to apply soon.

The Delta SkyMiles® Gold American Express Card also gets you perks that can save you money and time when you fly Delta including a free first checked bag, priority boarding, and a 20% discount on inflight purchases.

The Delta SkyMiles® Gold American Express Card has an annual fee of $0 intro for the first year, then $99, but it’s worth it even if you only use the benefits a few times a year especially with the current limited-time welcome bonus. The card also earns 2x miles at restaurants, U.S. supermarkets, and on Delta purchases, and 1 mile per dollar on everything else and Delta miles never expire.

The card also comes with shopping protections like extended warranty and purchase protection, and big spenders can more than make up for the annual fee with another perk a $100 Delta flight credit after spending $10,000 on the card in a calendar year.

That said, other Delta SkyMiles cards are also currently offering significant limited-time bonuses for new cardholders worth up to 100,000 miles after meeting minimum spending requirements.

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