How Do I Redeem My Xbox Or Microsoft Gift Card
The easiest way to redeem and view your Microsoft Account balance is directly on Microsoft’s website. Head to and sign in to your Microsoft Account .
You will be prompted to enter a code, which will be on the reverse of your Xbox or Microsoft Gift Card. If you received the card digitally, there should be a link in the email for instant redemption, or a code somewhere in the text.
Once you have entered your gift card code, the credit will be automatically added to your account. You can then use it as a payment option when buying things from either the physical retail store or the online digital stores across Windows and Xbox.
For a little bit more help, you can also check out our guide on how to redeem Xbox Gift Cards and codes.
Is The Walmart Rewards Card Worth It
The Walmart Rewards Card is targeted towards frequent Walmart shoppers. Deciding whether or not the card is worth it to get will depend on how much you shop at Walmart. 5% cash back on Walmart purchases is an attractive rewards rate that you’re not likely to find with other credit cards.
While there are some other non-Walmart bonus categories with the Walmart Rewards Card, there are other credit cards that offer better value. Unless you do an overwhelming majority of your shopping at Walmart, the Walmart Rewards Card is not a great card to use as your only card. But if you have another credit card that gives solid rewards on everyday purchases and you shop frequently at Walmart, you might consider applying for the Walmart Rewards Card to use on your Walmart purchases.
How Can I Tell If My Card Or Code Was Redeemed
To see if your card or code was redeemed, check your order history. On the Order history page, look for the date that you redeemed the card or code, and youll see the order number and how the card or code was used. If you see Redeemed code under Payment method, the card or code was successfully redeemed.
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It’s Not Necessarily Ideal For Building Credit Either
The Horizon Gold could help in this area, but maybe not as much as you might think.
For starters, it reports to “at least one major credit bureau” but not all three bureaus, like many true credit cards do. This matters because you generally don’t know what bureau a future potential lender might check when determining your creditworthiness. If the lender checks a bureau that Horizon Gold hasn’t reported to, you may be out of luck.
Moreover, the Horizon Gold is reported as a charge card, rather than a credit card. This distinction is important because charge cards are often excluded from your , or the percentage of your credit youre using at any given time, while credit cards are included. Credit utilization is the second-biggest factor impacting your credit scores.
That said, charge cards can still impact your credit. On-time payments are highly important to good credit health paying on time is the most important thing you can do for your scores and length of credit history helps, too, if you keep the card open for a long time .
The Code Was Damaged Or Not Readable
If the code was damaged, scratched, or warped in some way you may not be seeing the correct characters. Codes shouldn’t contain the following characters: A, E, I, O, U, L, S, 0, 1, 5.
If it’s a physical code, try returning it to the place you purchased it from and explaining that it couldn’t be redeemed.
If it’s a digital code, contact the person who sent it to you and explain that the code couldn’t be redeemed. If this code was a gift from another player, ask them to sign in to their Order history and select Cancel item.
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Horizon Gold Cards Overview
Horizon Gold wasnt their common mastercard. Indeed, its not in fact a charge card anyway. Quite, its an outlet card that just be utilized at the Horizon retailer shop using the internet.
There arent any incentives, and/or fantastic terms with this specific cards, but theres no credit score rating or occupations check attain approvedwhich should automatically make you questionable.
You may obtain a $500 borrowing limit that include an unsecured cards, which boasts a 0% APR. On top of that, youll see roadside support, savings on prescription medication, and usage of My personal appropriate title loans UT Assistance pros.
But, these characteristics dont truly surpass many disadvantages involving Horizon silver.
Taking A Closer Look At The Horizon Gold Card
Because Horizon Gold isnt really a credit card, it shouldnt be compared to other cards that deliver more exciting features like enticing cash back rewards.
Instead, lets compare this card to other store cards. Take the REDcard from Target for example.
The first major difference between Horizon Gold and other store cards is that it doesnt require any employment documentation, and the card issuer will not run a credit check when you apply. This is a great advantage for anyone who has lousy credit or that keeps getting denied for a credit card. But, carefully consider if a credit card is the right move for you if you have trouble with over spending. The REDcard requires a credit score of at least 620, so not everyone can get this card.
But, compared to Horizon Gold, the Target REDcard is a great deal. It offers 5% back on all Target purchases .
While the REDcard has a higher APR and late fees, its an all-around better card. It has no annual fee, and as long as you pay off your balance in full each month, youre much better off with a REDcard or other store cards.
The one thing Horizon Gold has going for it is that it has a fairly high credit limit compared to some other bad credit score cards available. $500 is more than double what some secured credit cards offer.
But, its worth noting that secured cards are another great option for people with bad credit. Secured credit cards offer a limited credit line that can also help you establish good credit.
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Group One Platinum Card Review
The Group One Platinum isnt like most retail cards. For one thing, it isnt a traditional credit card its a line of unsecured credit. Since it is unsecured, no refundable security deposit is required. It also offers tools to help cardholders build up their credit scores, rather than offering cash back and points for loyal customers.
Since it requires no credit or employment check to get one, anyone can take advantage of the 0% interest and membership benefits for a monthly fee. However, theres a $750 credit limit and the use of the card is limited to the Horizon Outlet online store, which can have its disadvantages depending on your spending needs.
Can You Use A Walmart Credit Card Online
You can use your Walmart Rewards Card online. It is a Mastercard and can be used online or anywhere Mastercards are accepted. The Walmart Rewards Card can only be used at Walmart properties and can’t be used at other online websites.
The information related to Walmart Rewards Card, Sam’s Club Mastercard and Walmart Rewards Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site . ValuePenguin does not include all financial institutions or all products offered available in the marketplace.
How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin’s alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
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What We Like About The Horizon Gold Card
No credit check
If you do shop regularly at The Horizon Outlet, then know that by applying for the Horizon Gold Card wont involve a credit or employment check.
Reports to one credit bureau
Horizon Gold Card cardholders looking to rebuild their credit should know that this card reports to one of the three credit bureaus. However, that can backfire if the card isnt listed with another credit reporting agency a future lender may refer to when determining your creditworthiness. When rebuilding your credit, its best to choose a card that reports to all three credit bureaus .
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How Do I Find Otc Eligible Products At Walmart
It can be hard to find the information you want about OTC eligible products if you dont know where to look, which is where the Walmart over-the-counter list comes in handy.
Whenever you are ready to purchase items, you will find all OTC eligible healthcare products you can buy at Walmart.
That said, Walmarts website organizes these items neatly into categories, so it should be easy to find what you need.
As a reminder, each Medicare Advantage plan has its list of OTC eligible products. So, be sure to click on your plans link at the top of the page when looking for items.
Walmart Rewards Card Vs Chase Freedom Flex
The Chase Freedom Flex also has a $0 annual fee and can earn rewards as cash back. With the Chase Freedom Flex, you’ll Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. You’ll need to enroll each quarter to earn the 5% bonus, and the bonus is limited to $1,500 in purchases per quarter.
There are two other big factors that weigh in favor of the Chase Freedom Flex. It comes with an initial upfront bonus offer and you can also combine the Chase Ultimate Rewards® points you earn with your Chase Freedom Flex with points earned on other Chase cards to maximize their value. It will depend on how much you shop at Walmart, but most people will get more value with the Chase Freedom Flex card.
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Get Donotpays Virtual Credit Card And Avoid Unwanted Charges
If youre someone who forgets to cancel free trials and has multiple paid subscriptions to services as a result, DoNotPays virtual credit card can help you avoid this common pitfall.
DoNotPays virtual credit card allows you to register for free trials without your real payment information.
Utilizing a unique set of randomly generated credit card numbers for each free trial service, DoNotPays virtual credit card helps you avoid:
You can also use DoNotPay’s virtual credit card generator to quickly create a new credit card you can use once and forget about those pesky unwanted charges.
Earn 5% Cash Back In Walmart Stores For The First 12 Months
The Walmart Rewards Card does not have an upfront sign-up bonus like many other cards. Instead, you will 5% back for the first 12 months when you use your card with Walmart Pay for in-store purchases, upon approval.
Walmart Pay allows you to store payment information securely in the Walmart app. Then when you check out, you simply scan the QR code from the register on your phone.
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The Fingerhut Credit Cards Vs The Group One Platinum Card
Is Fingerhut a Credit Card?
The Group One Card is similar to other card offers for bad credit. Another popular option is the Fingerhut Card. The Fingerhut, like the Group One, is not a Mastercard or Visa, but rather a catalog card.
The Fingerhut FreshStart Card account offers an initial credit limit of $125 $230 and requires an initial down payment of $30. For that initial deposit, cardholders enjoy access to an online catalog, the Fingerhut catalog , which is much like the Horizon Outlet. Fingerhut credit protections are similar to Group One and Horizon Card security and protection.
Does Fingerhut Build Credit?
Like the Horizon Gold and Group One Platinum, Fingerhut reports to all the major credit bureaus. This means that Fingerhut is a decent option for building credit or establishing a good payment history for the first time.
Unlike the Group One Platinum, however, Fingerhut credit card accounts come with a 29.99% APR on purchases. Group One, on the other hand, features no interest on purchases. Additionally, both the Group One and Horizon Gold Cards come with a $750 unsecured credit line, double that of the Fingerhut Card account.
Both the Horizon Gold and Group One offer better credit limits and lower interest payments than the Fingerhut from WebBank. While the Fingerhut Card has lower fees, for those with bad credit that struggle to get credit cards, the Group One might offer better value.
Capital One Walmart Rewards Card Review
The Walmart Rewards Card has outstanding earnings for online Walmart purchases but does not for most other purchases.
Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on our site . To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.
Editorial Note: The content of this article is based on the authors opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
Citi is an advertising partner
- 5% cash back on Walmart.com including pickup and delivery
- No limit to the amount of rewards that you can earn
- Annual fee: $0
- Poor earning potential on non-Walmart purchases
- No large upfront welcome offer
The Walmart Rewards Card is a Mastercard that offers outstanding earning potential when shopping with Walmart. You can get up to 5% cash back when shopping online at Walmart, including on pickup and delivery.
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Tips About Gift Cards And Codes
Here are a few tips you should know before you get started:
Both the Microsoft and Xbox cards work just the same. Once redeemed to your Microsoft account, you can spend your balance at Microsoft Store online, on Windows, and on Xbox. You can get the latest apps, games, movies, TV shows, and Surface, Xbox, and accessories.
Gift cards do not currently work at physical Microsoft Stores.
You currently cannot buy Microsoft 365 with a gift card.
How Does The Horizon Gold Compare To Other Cards
The Horizon Card is a catalog card a unique type of retail credit card. The card acts similarly to other cards like its sibling, the Group One Platinum and another competitor the Fingerhut Card from WebBank.
What is The Fingerhut Credit Card?
The Fingerhut Credit Card, like the Horizon Card, features lower credit score needed requirements than other types of credit card offers. Unlike the Fingerhut Card, however, the Horizon Card does not require a downpayment. The Fingerhut Card requires a $30 initial payment for a credit limit fo up to $250. The Horizon Card requires no deposit for an unsecured credit line of $750.
Which Is Better: Horizon Gold Vs. Fingerhut?
Since the Fingerhut credit card account offers a lower limit, it may be a bad option for people with bad credit. While the card is one of the easiest cards to get with bad credit, the Horizon Card offers significantly more value.
Like the Horizon Gold, Fingerhut reports to all the major credit bureaus. Unlike the Horizon, however, Fingerhut credit card accounts come with a 29.99% APR on purchases.
The Horizon Cards 0% interest on purchases and $750 unsecured credit line, double that of the Fingerhut Card account, make the card a more enticing credit-building option than Fingerhuts Card.
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