How American Express Delta Skymiles Gold Card Compares To Other Cards
Generally, the Delta SkyMiles Gold Card can compete with other cards in its category. It offers many opportunities to earn miles, along with basic travel perks, an affordable annual fee and no foreign transaction fee. However, it is important to shop around and compare features to ensure you are getting the best credit card based on your finances and needs.
Quick Comparison of American Express Delta SkyMiles Gold Card
American Express Delta SkyMiles Gold Card
- Annual Fee: $0 in the first year and $99 in subsequent years
- Foreign Transaction Fee: 0%
- Regular APR on Purchases: 15.74%24.74%
- Welcome Bonus: Earn 75,000 bonus miles by spending $2,000 in purchases within the first three months
- Best For: Delta travelers looking for basic travel perks and more opportunities to earn miles
United Gateway Card
- Foreign Transaction Fee: 0%
- Regular APR on Purchases: 16.49%23.49%
- Welcome Bonus: Up to 30,000 bonus miles
- Best For: United travelers looking for a no-annual-fee rewards card
Delta Skymiles Platinum American Express Card
If you are a Delta loyalist, but prefer a few more perks with your credit card, the Platinum Delta SkyMiles card is a more premium option. Compared to the Delta SkyMiles Gold American Express Card, the Platinum charges a higher annual fee but it comes with a couple valuable extras. Most notably, cardholders receive a companion pass each year on their account anniversary, which allows them to bring a companion for just the cost of taxes and fees. If you use this perk strategically, it can more than offset the cards $250 annual fee.
Great Rewards Rate In Popular Spending Categories
If you spend a significant amount on food purchases whether you prefer dining in or eating out the American Express Gold card makes it easy to rack up rewards. At restaurants, including takeout and delivery, the Amex Gold Card earns 4 Membership Rewards points per dollar. Uber Eats also counts as part of the 4 point-per-dollar bonus category, allowing you to earn bonus points for getting your favorites delivered.
Youll also earn 4 points per dollar at U.S. supermarkets on your first $25,000 in spending per calendar year and 1 point per dollar after you meet that threshold. Though having no spending cap would be ideal, a $25,000 cap per calendar year is a generous limit, giving you a nice cushion of just over $2,000 in monthly spending at U.S. supermarkets.
This is one of the best combined rewards rates you can find in these categories, making the card a shoo-in as one of the best cards for restaurants and supermarkets. Since dining and groceries are two of the most popular consumer spending categories, the Amex Gold cards rewards rate ranks at the very top of the CreditCards.com reards cards ranking database, landing in the top 1% among cards in this category. If your spending habits match those of the average person, you can come very close to covering the annual fee just from the rewards you earn on these purchases.
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Is Amex Gold Card Hard To Get
Is it hard to get an Amex Gold card? Getting the Amex Gold Card isn’t the easiest card to qualify for as you need good or excellent credit. That means having a minimum 670 FICO score and existing cards in good standing. Being an existing American Express cardholder can also make it easier to qualify.
Why You Might Want The Delta Skymiles Gold American Express Card
A welcome offer, plus a bonus for big spending
The Delta SkyMiles® Gold American Express Card starts off with a welcome offer that could be enough to cover your next flight: Earn 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership. Terms Apply.
Youll also get an extra $100 Delta flight credit after spending $10,000 in a calendar year. Terms apply. If youre using this card for big travel purchases or everyday spending, that could be a relatively easy bar to clear.
Good ongoing rewards
The Delta SkyMiles® Gold American Express Card earns 2 miles per dollar spent at restaurants worldwide and U.S. supermarkets, in addition to the 2 miles per dollar spent on Delta purchases. Terms apply. This gives you a reason to use the card for more than just airfare and free checked bags.
Free checked bags
Instead of just offering a first free checked bag for one or two travelers on your itinerary, the Delta SkyMiles® Gold American Express Card gives you baggage waivers on the first checked bag for up to nine people on your reservation. That’s enough waivers to cover the whole family from “The Brady Bunch,” including Alice.
» MORE:Airline credit cards that offer free checked bags
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Does The American Express Delta Skymiles Gold Card Have Good Customer Service Or Satisfaction
Yes, it does. The American Express Delta SkyMiles Gold Card offers 24/7 assistance through the Global Assist Hotline, which provides services when you travel 100 miles or more away from your home. Additionally, the company also received the highest rating in the 2020 J.D. Power Credit Card Satisfaction Study.
How Does The Delta Skymiles Gold Business American Express Card Compare To Other Credit Cards
The Delta SkyMiles® Gold Business American Express Card wont do you much good if youre not a Delta loyalist. However, it’s helpful to compare it to other cards that also offer travel rewards. Here are three popular travel cards that are comparable to the Delta SkyMiles® Gold Business American Express Card:
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Delta Platinum Companion Ticket
One of the most valuable benefits of the Delta SkyMiles® Platinum American Express Card is its companion ticket. Each year, when you renew the card, you’ll receive a companion ticket during your anniversary month. The pass lets a companion travel with you on a roundtrip revenue ticket, for only taxes and fees . The value of the companion fare could easily exceed the annual fee each year.
However, this benefit comes with some restrictions:
- It’s only good for a Main Cabin ticket .
- It only applies to travel within the 48 contiguous United States.
- All tickets for the companion flight on the same reservation must be paid for with the Delta SkyMiles® Platinum American Express Card.
If you’d like to use the companion ticket on a higher ticket class, like Delta Comfort+ or Domestic First Class, you’ll need to upgrade to the Delta SkyMiles® Reserve American Express Card. Otherwise, you’ll need to book a Main Cabin economy ticket and rely on your elite status to receive an upgrade, if available.
If You’re Considering A Delta Credit Card
Delta flyers can find value in co-branded Delta SkyMiles credit cards. However, the benefits that come with these cards aren’t that helpful if you can’t use them. Make sure to evaluate the annual fees and what you get in exchange to make an educated decision on whether a Delta card would be worth it for you. If not, sign up for a card with more flexible rewards.
To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Gold American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Gold Business American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Platinum Business American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see this page.
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Advantages Of The Delta Gold Card
Nothing squashes the buzz of an exciting trip quite like having to fork out $30 each way to check a bag. On a single round trip, thats $60 per person. That means having the Delta SkyMiles Gold credit card saves you $120 on two round trips a year or just one round trip with a companion, which is already more than the cards annual fee.
Better still, the free checked bag perk isnt tied directly to the card. Instead, its associated with your Delta SkyMiles number, which means that even flights booked with a different credit card are eligible. Thats an important consideration if you hold a card like the Chase Sapphire Reserve®, which earns 3 points per dollar on all travel purchases or even 5 total points on air travel purchased through Ultimate Rewards , compared to 2 miles per dollar on the Delta Gold card.
Related: Is the Chase Sapphire Reserve worth the annual fee?
Other advantages of the Delta SkyMiles Gold card include a statement credit of 20% back on eligible Delta in-flight purchases, such as food, beverages, audio headsets and more, Main Cabin 1 priority boarding, no foreign transaction fees and car rental loss and damage insurance.
Plus, if you plan to spend $10,000 or more on the card in a calendar year, youll have a $100 Delta flight credit to look forward to as well. While $10,000 may sound like a lot of money to spend on a credit card, its actually only $833 a month.
Delta Skymiles Gold Business American Express Card: Is It Good For Business Travelers
Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on our site . To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.
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- Businesses that travel exclusively with Delta free checked bag benefit managing and tracking credit card spending
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How To Earn Miles
With the Delta Gold Amex, youll earn Delta SkyMiles on purchases charged to your card as follows:
- 2x miles on purchases made with Delta.
- 2x miles at restaurants worldwide, including takeout and delivery.
- 2x miles at U.S. supermarkets.
- 1x miles on other eligible purchases.
Based on TPGs valuation of Delta miles at 1.1 cents each, this means youll get an effective 2.2% return on purchases in 2x categories and around a 1.1% return on other purchases. Thats not bad, but not great, either.
You might do much better with another Amex card. For example, The Platinum Card® from American Express, American Express® Gold Card and American Express® Green Card all are better options for booking Delta flights in terms of earning rewards, since they rack up points at the following rates:
- Amex Platinum: Earns 5x points on flights booked directly with airlines or on Amex Travel .
- Amex Gold: Earns 3x on flights booked directly with airlines or on Amex Travel.
- Amex Green: Earns 3x points on travel, including airfare.
The information for the Amex Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Unless you are looking to earn more Delta SkyMiles specifically for an upcoming redemption, you may not want to spend much on the Delta Gold Amex since other cards offer a much better return.
What Are The Main Differences Between The Delta Skymiles Gold Amex And The Delta Skymiles Platinum Amex Cards
The Delta SkyMiles Platinum American Express card offers several additional benefits over the Delta SkyMiles Gold Amex card.
Despite having a higher annual fee of $250 , it offers a larger welcome bonus and a free companion certificate each year you renew the card. And if earning elite status is important to you, Delta SkyMiles Platinum cardholders can earn bonus Medallion Qualification Miles after making a certain amount of eligible purchases during a calendar year.
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Can You Bring Food On A Carry On Delta
Both non-edible and edible perishable items are allowed on board, as part of your carry-on baggage provided there is no violation of agricultural restrictions for the destination country. Perishable items include: Fresh or frozen food, including fruits and vegetables. Meats, fish, poultry or baking products.
The Sickest Lamelo Ball Rookie Cards Worth Hunting In The Market
Ask anyone who theyre chasing in the hobby and a good chunk of these collectors would respond with LaMelo Ball rookie cards. Thats not a big surprise, though, because the Charlotte Hornets All-Star guard has been showing what hes made of ever since. And now that hes done with half of his sophomore season, more and more hobbyists are flocking to Balls stock in the market because of his tremendous upside.
But as good as he is, theres no denying his stock is getting hotter and hotter by the day. With that in mind, here are some of the sickest LaMelo Ball rookie cards you can hunt down in the market.
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Delta Skymiles Gold Credit Card Bonus
Earn 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months. Based on our valuation of Delta Miles, we calculate that the 40,000 Bonus Miles is a value of $576 when used to buy flights through Delta. The bonus miles post to your account eight to 12 weeks after you meet the minimum threshold.
$100 Delta Flight Credit Guide: Worth It
The Delta SkyMiles® Gold Card is a very popular airline credit card no doubt. It comes with a number of benefits like some pretty decent bonus categories, 20% back on in-flight purchases, and free checked bags. But one benefit that stands out is the $100 Delta flight credit. But how does this credit actually work and is it really worth it? In this article, I will break it all down for you.
Offers contained within this article maybe expired.
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Purchase Protection & Extended Warranty
There are some other benefits to spending money on the card that are worth being familiar with. The card offers:
- Purchase protection, so youre covered for up to 90 days from the date of purchase when you charge your eligible purchased item to your card
- Extended warranty, so you can get an extra year added to the original manufacturers warranty, on warranties of five years or less
In both cases, youll want to check your cardmember agreement for all of the terms.
How To Maximize Your Rewards
Getting the most from this card begins, of course, with ensuring you spend the required $1,000 within the first three months and earn the 40,000-mile bonus. After that, be sure to use the card for all of your Delta purchases to earn 2 miles per dollar, including at restaurants and supermarkets. You might also use it for non-Delta purchases as well, and earn 1 mile per dollar spent, although you may well have a card that offers a better reward than that.
Keep track of this card’s perks and rewards, since they change from time to time. And keep them in mind when you travel, to boost the value you get from this card. For example, checking your first bag for free on each flight allows you to skip a $30 charge. You receive a 20% savings when you use this card for Delta in-flight purchases on food, beverages, and audio headsets.
Lastly, be careful about how you redeem your miles. As a rule, you’ll get the most for your money by redeeming your miles for flights. By our calculations, redeeming for gift cards, hotel stays, and merchandise will yield less for your money.
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How To Get The Most Out Of This Card
To get the most out of the Delta SkyMiles Gold Card, you should use it on all your regular spending, but particularly on Delta purchases, restaurants, and U.S. grocery store spending.
When you book a Delta flight, use your card to do it so you can enjoy complimentary perks like priority boarding and a free checked bag for up to nine people on your reservation.
Deltas Pay with Miles program can help you score discounts on flights if you cant find the award availability you want. The catch is, you have to redeem your miles in increments of 5,000 , so be careful how you redeem them. For example, if you use Pay with Miles for a flight that retails for $315, youd have to cash in 35,000 miles to cover the cost, wasting $35 worth of miles. Instead, you could cash in 30,000 miles for a $300 discount and pay for the rest on your credit card.
Why You Can Trust Bankrate
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- Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.
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At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.
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